St. Mary's Hospital provides choice in the selection of benefits. For specific information regarding any of the benefits shown below, please contact the Director of Human Resources.
| Benefits |
Who Receives |
Who Pays |
When Eligible |
What You Receive |
| Health Insurance |
All permanent employees budgeted 16 or more hours
per week. |
You & SMH |
The first day of the biweekly pay period following two full pay periods of employment. |
| Deductible |
Maximum Out of Pocket |
Basic:
Single $1,000
Family $2,000 |
Single $3,000
Family $6,000 |
Intermediate:
Single $500
Family $1,000 |
Single $2,000
Family $4,000 |
High:
Single $250
Family $500 |
Single $1,500
Family $3,000 |
|
| Dental Insurance |
Same as Health Insurance |
You & SMH |
Same as Health Insurance |
| Basic: |
$50 deductible per person
$750 max. paid per year per person
Preventative Services 100%
General Restorative 85%
Replacements/Major Services 50%
|
| High: |
$25 deductible per person
$1,250 max. per year per person
Same as Basic Option plus
Orthodontia Benefits of 50% |
|
| Long-Term Disability Insurance |
Same as Health Insurance |
Basic Benefit SMH 100% Other options - You & SMH |
Same as Health Insurance |
After six months of disability, employee receives:
Basic: 30% of pay
Intermediate: 50% of pay
High: 60% of pay |
| Group Term Life Insurance |
Same as Health Insurance |
Basic Benefit
SMH 100% Additional - You & SMH |
Same as Health Insurance |
Who Receives Scheduled Hours
32 – 40
16 – 31 |
What you Receive Basic Benefit
$10,000
$ 5,000 |
Employees can purchase of up to an additional $40,000 insurance at low group rates.
|
| Supplemental Life Insurance |
Same as Health Insurance |
You |
Same as Health Insurance |
Employee can purchase from several levels of life insurance amounts. Premiums are on an after tax basis. Coverage also available for spouse and dependents. |
| Accidental Death & Dismemberment Insurance |
Same as Health Insurance |
You |
Same as Health Insurance |
Employees can purchase for themselves and family from five levels of life insurance ranging from $50,000 to $250,000. Premiums are on a pre-tax basis. |
| Child Care Reimbursement |
Same as Health Insurance |
You |
Same as Health Insurance |
Allows employees to pay for Child Care expenses on a pre-tax basis. |
| Health Care Reimbursement |
Same as Health Insurance |
You |
Same as Health Insurance |
Allows employees to set aside pre-tax dollars to pay for Health Care expenses not covered by health insurance. |
| Funeral Pay Account |
Same as PTO |
SMH-100% |
Upon employment |
Up to three days may be allowed at the time of a funeral for a member of immediate family. |
| Tax Deferred Annuity |
All employees |
You |
Upon employment |
You may purchase a Tax Deferred Annuity through payroll deduction on a pre-tax basis. |
| Pension Plan |
Employees who work 1,000 or more hours per year |
SMH 100% |
Age 65.
Employees may begin receiving pension benefits as early as age 55. |
Retirement income to supplement your Social Security Benefits. |
| Social Security |
All employees |
SMH 50% You 50% |
Upon employment |
Financial assistance at retirement or if totally disabled. |
| Travel Insurance |
All employees |
SMH 100% |
Upon employment |
Life insurance coverage ($100,000) while traveling on SMH business. |
| Worker's Compensation |
All employees |
SMH 100% |
Upon employment |
Medical care and compensation for on-the-job injuries. |
| Employee Assistance Program |
All employees |
SMH |
Upon employment |
Basic counseling services to assist employees with personal problems, e.g., financial, marital, chemical dependency, etc. |
| Personal Time Off (PTO) |
All regular, full-time & part-time employees (Part-time employees receive PTO on a pro-rated basis) |
SMH 100% |
Accrual begins the first day of employment. Can be used after 90 days of employment. |
Personal leave days for holiday, vacation, personal and short-term sick leave.
Full-Time Employees Receive:
0-5 years 5-15 years over 15 years |
24 days per year 29 days per year 34 days per year |
|
| Leave of Absence |
All regular full-time and part-time employees |
SMH |
After 90 days of employment |
Up to one year off with retention of accumulated benefits. |
| Military Leave (Reserve Annual Training) |
Full-time employees |
SMH |
Upon employment |
Base pay minus military duty pay for hours absent to attend annual training. |
| Jury Duty |
All regular full-time and part-time employees |
SMH |
Upon employment |
Base pay for hours absent. |